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The belongings inside your property — from furniture, electronics, and appliances to linens, décor, and personal valuables — carry both financial and emotional value. With our Content Insurance for Hotels and Villas, you get comprehensive protection against unexpected risks such as fire, theft, accidental damage, and natural disasters. This ensures that the interiors and assets of your property remain safe, giving you complete peace of mind during uncertain times.
Whether you manage a boutique hotel, luxury resort, or private villa, your interiors deserve coverage that truly reflects their worth. Our flexible content insurance plans are tailored to the unique needs of hospitality businesses, helping you avoid costly replacements, minimize downtime, and maintain guest satisfaction. At Hotels and Villa Insurance, we protect not just your assets — but also your reputation.
Our Content Insurance (sometimes called “Contents & Equipment Insurance”) is designed specifically for hotels, resorts, villas, and hospitality operations across Asia. It covers your interior assets—furniture, appliances, fixtures & fittings, guest amenities, kitchen equipment, electronics, linens, and operating equipment—against physical loss or damage from insured perils. We tailor cover to local risk profiles (flood, theft, fire, burst pipes) and regulatory norms in each market.
Our fast and easy process ensures quick policy setup
We provide round-the-clock guidance on content protection, emergency response & coordinating rapid assessments when a peril strikes.
Content Insurance protects the movable and non-structural assets inside your property. It complements building (structure) insurance. Without it, you may be left to bear the full cost of replacing all your interior items after damage.
Content Insurance covers your movable assets—furnishings, appliances, fixtures, guest supplies, electronics, and operating equipment—within your property. It protects you against physical damage or loss caused by insured risks.
Because the value of interiors and operational equipment is significant. In a disaster or theft, your structural insurance won’t cover replacing furniture, kitchen gear, decor, or guest amenities. Without content cover, you face sizable out-of-pocket costs.
Common covered perils include fire, storm/cyclone, water damage (burst or leakage), theft, vandalism, and accidental damage (depending on wording). Check your policy schedule for territory-specific perils (e.g., monsoon flooding in Bali, typhoons in Thailand).
Yes. Many policies impose sub-limits or require that high-value items (e.g. artwork, specialty AV gear) be scheduled (itemized) at agreed values. General content cover might impose caps or percentage limits. Always check sub-limits in your schedule.
It can—if you purchase the optional “Transit & Storage” add-on. That protects your items when being moved (e.g. during refurbishments or relocation) or when stored offsite before reinstallation.
Bespoke insurance for your most exclusive retreats.
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