Our agents work with you to customize policies  Explore Our Services

Workmen Compensation

In the hospitality industry, employees often work in physically demanding environments where accidents or injuries can occur unexpectedly. Workmen Compensation Insurance is essential for hotel and villa owners to ensure legal compliance and safeguard both their business and their workforce.

This policy provides financial coverage for medical treatment, disability, or death resulting from workplace injuries, protecting your staff while shielding your business from hefty compensation claims or legal liabilities.

Choosing this insurance reflects your commitment to employee welfare and a safe work environment. It helps you build a responsible brand image, maintain operational stability, and enhance employee trust. Whether it’s housekeeping, kitchen staff, maintenance workers, or security personnel, Workmen Compensation Insurance ensures every team member is protected while on the job.

Key features - Workmen Compensation

Our Workmen Compensation Insurance protects your hotel or villa staff against injuries, accidents, or unfortunate events occurring during the course of their employment. 

Medical & Wage Coverage

Covers medical expenses, hospitalization, and compensation for lost wages in case of workplace injuries.

Legal Liability Protection

Protects you against legal claims arising from employee injury or death during employment.

Whether it’s housekeeping, kitchen teams, gardeners, drivers, security staff, or maintenance crew — we ensure medical support, wage protection, and legal liability coverage, so your operations continue smoothly while safeguarding your people.

FAQS

Frequently asked questions

Workmen Compensation Insurance provides financial protection for hotel and villa owners in case a staff member is injured, disabled, or faces death due to an accident while performing work-related duties. It covers medical expenses, wage replacement, and employer legal liability, ensuring safety and continuity in hospitality operations.

This policy covers all on-ground hotel and villa staff including housekeeping teams, kitchen staff, gardeners, security personnel, front desk staff, drivers, and maintenance workers. Any employee on your payroll or contract who performs work at your property is eligible for coverage.

The insurance covers accidental injuries, burns, slips and falls, equipment-related accidents, cleaning chemical exposure, kitchen injuries, electrical repair accidents, and other risks associated with hotel and villa operations. It also includes hospitalization, treatment costs, disability compensation, and death benefits.

Yes. Under the Workmen Compensation Act and Employee Compensation Laws, employers are legally required to compensate staff for job-related injuries or disabilities. Having Workmen Compensation Insurance ensures legal compliance and prevents financial and reputational risks caused by workplace accidents.

We provide end-to-end claim assistance — from documenting the incident and coordinating with the hospital to negotiating with the insurer and ensuring timely settlement. Our team manages the entire process, allowing your hotel or villa to continue operations without disruption.